Are banks still making loans?

From what you read or hear in the news, you might think that banks have essentially stopped making loans in the past few years.

But is this really true?

Here's data from the US Federal Reserve for the average loan volume of US banks over the past couple of decades.


So it looks like the amount of loans has indeed decreased recently, it certainly hasn't stopped. There's definitely more volatility than we've seen recently, however.

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